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We are proud and excited to offer our valued clients financing options to help you stay on top of your budget but still acquire the protection your family wants and needs! We’ve partnered up with industry leader, Global Check Services (GCS) to allow you to pay for your firearms, ammunition, supplies, and even classes with manageable automatic monthly installments. There are no early-payment penalties or hidden costs with this low-interest program!


If you have a steady job and own a current checking account in good standing, you could easily have your purchase in as little as one week!

All you need to do is answer a few simple questions on our Pre-Qualifying Application Button (below) to begin. One of our associates will then contact you to set up an appointment to bring in some documents that you’ll need to complete the process:

  • Valid State-Issued ID/Driver’s License
  • Proof of Employment (three current & consecutive pay stubs)
  • Bank Statements (three current & consecutive monthly statements)

Approval is quick and easy. It is largely based upon your good checking history and your ability to make the automatic monthly payments.

Best of all: this isn’t a traditional layaway program—you don’t have to complete the payments before receiving your items! After we process your approved application AND you pass the Federal Background Check, you can legally take possession of all of your items in about 7 to 10 business days!


We offer several repayment plans to fit your budget. Your fixed monthly payments will automatically be deducted from your checking account, so you don’t have to worry about forgetting to mail in your check.

  • Financing is for in-store and online store orders only. Consignments are excluded.
  • Finance applications must be approved and completed in person and are for Texas residents only at this time. Other stipulations, regulatory procedures and extra shipping/handling charges & fees will apply for out-of-state customers.


This finance program is intended to be used in good faith by customers who plan to complete the repayment terms of the agreement between themselves, Global Check Services (GCS), and Lone Star Defense & Arms, LLC. Any deliberate & fraudulent misuse of the program for the purpose of obtaining firearms by non-payment of the balance and/or closing of the associated checking account (defaulting) will result in Lone Star Defense & Arms (the Federal Licensed Dealer) immediately filing an official federal stolen firearms report. This report will result in the immediate notification and alert to local law enforcement along with ATF, FBI, and the U.S. Marshals to begin federal procedures for reacquisition of said stolen firearm and all property belonging to Lone Star Defense and Arms, LLC!

Again, any potential fraud or defaulting on this program not only hurts and affects your current and future credit, but doing so will automatically result in the buyer/applicant being in the UNLAWFUL POSSESSION OF A STOLEN FIREARM. Any and all buyers/applicants intentionally or unintentionally defaulting on the program will be prosecuted to the fullest extent of the law and cause immediate filing for reacquisition of said stolen firearm and property.

If you don’t intend to complete this program in its entirety or you may potentially default on the terms, DO NOT apply.

Please note, Global Check Services (GCS) and Lone Star Defense & Arms, LLC reserve the right to refuse service to any applicant at any time.